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IRA
Individual Retirement Account
with $0 Stock Trades
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Why Zecco IRAs?
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Get 10 free stock trades every month in the first account of each IRA type when you maintain a $25,000 balance or execute 25 trades each month.
See details.
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A broad range of investment choices — thousands of mutual funds, stocks, low cost ETFs, and options
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Friendly customer service
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No minimum to open (A $30 annual IRA fee applies.)
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Choose the right type of IRA
Traditional IRA
A Traditional IRA allows you to contribute your income up to $5,000 per year (2008). You won't pay tax on your IRA earnings until you make withdrawals. Your contributions may be tax-deductible in the current tax year depending on your income and other factors. Compare details.
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Roth IRA
With a Roth IRA, your contributions are never deductible. However, you can enjoy tax-deferred earnings and tax-free qualified distributions. Your contribution limit depends on your marital status and whether your compensation falls within certain requirements. Compare details.
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Rollover IRA
If you have assets in a retirement plan sponsored by your old employer, e.g. 401(k), you can move them into a Rollover IRA. You get the same tax benefits, more control and a broader a range of investment choices including stocks, ETFs, mutual funds, options, and more. Learn more.
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Learn how to maximize your IRA returns
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Retirement planning
To achieve an effective retirement plan, you should develop a savings plan, make regular IRA contributions, and diversify your retirement investments. Learn more.
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Asset allocation
To help achieve your retirement goals while minimizing risk, you can build a target asset allocation for your portfolio and diversify your investments within and across asset classes. Learn more.
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Diversify with ETFs
You can diversify your retirement investments and enjoy some savings by combining low cost ETFs and zero commissions at Zecco Trading. Learn more.