shootstar:somebody give me suggestion! you think apple gonna go up or down? now the price per share is $125, do you think it a good time to buy it?
Well, do you have an emergency fund? What is your age and risk tolerance? Those questions aren't asked for nothing; they're asked whether what you're doing is suitable for your situation.
It is my hope that you wouldn't be making this move without one. I think betting $1,000 on AAPL is a betteridea; that will buy you 8
shares. If it happens to go to $225 per share, you will have $1,800. If
it goes to $90 per share, you will instead have $720. If it goes below
$75, at least you only bet $1,000 on it. AAPL is a fantastic company, but it's not worth getting 80 shares. I'd settle for between 8-10 shares or $1,000 to $1,250. $1,250 is pushing it. If you buy 10 shares of AAPL, you are basically making a Warren Buffet bet on AAPL; in other words, you are taking a substantial holding in hopes that it will pay off someday. I'd also consider maybe buying a tech basket. In other words, maybe you buy a share of GOOG, 3 shares of AAPL, and another $100 to $250 in a tech name (maybe CSCO, HPQ, DELL, or INTC). Maybe you buy XLK, which gives you a large exposure to many tech names. So, my suggestion would be either to really research AAPL and understand it, limit your exposure to 10% in any one company, and consider buying a basket for the tech sector. I'd have no more than 12.5% in any one sector, thus if AAPL grows, you should take some off the table to at least bring you in align with that percentage. That's despite the fact that I really believe in AAPL and own it.
In biotech, I really like MRK, NVS, ABT, GSK, or CELG or a sector fund (VHT).
In retail, I really like COST, MCD, MAR, DIS, JWN, and TGT or buy a sector fund (XRT). I think it's too hard
of a sector to pick one and you want to be able to spread your risk.
I'd buy a basket of retail stocks or buy one of two ETFs (XRT or RTH).
In industrials, I really like a company like UTX; it's well diversified and has a great business. Another great option would be to buy the industrials ETF (XLI). GE and 3M are also considerations.
You may be interested in some farm construction company. CAT, DE, or
TEX are considerations as is the XLI again. Maybe, you snap up the MON, SMG, DD, SHW, or DOW.
You need some safety. I'd go into something, a consumer staples name, like a PEP, KO, COL, or PG.
Maybe you consider a defense contractor like NOC, LMT, GD or BA.
You may want energy in your portfolio. Whether you want an electric utility (NGG, CNX) or some oil/natural gas plays (COP, RDS/B, OXY, EXC, MRO, or XTO), this is one part of the market that could be in a bubble. Buying XLU or XLE might be a way to get in on the energy/utilities market.
Maybe you consider a financial (GS, BAC, WFC, USB, or TROW) or even consider an insurer (PRU). XLF is another option.
Maybe you try a commodity play(s) such as: gold, silver, platinum, coffee, steel, or water
Maybe you try a telecom company (T, VZ, or CMCSA)
Maybe you try an automaker (i.e., Toyota)
Lastly, maybe you consider real estate domestically (VNQ or RWR), internationally (WPS, RWX, TAO (China), or DRW).
Maybe, you consider an index fund such that you may be able to get market performance.
Aqua