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Thatedeguy@Zecco

Zecco in Review

One of the most important things a service can do is keep an ear to the proverbial rails for customer feedback.  You cannot expect your customers to come right up to your site and give it too you.  Many of them have blogs of their own and will simply just write a review of the site.  In many cases, those reviews are permanent online reminders of how your site is doing.  Which makes a poor review even more hazardous.

TDavid, a person whose opinion I respect, is giving Zecco a go for the first time.  I'd say that overall, he's at least marginally happy with the service, but I think he's got some great tips for things that need a little fixing. 
They ask for what seemed like an unusually large amount of confidential information to setup a trade account.
I'm sure there is a reason why they need some of the information they are asking for.  We're all familiar with the industry standard info that is needed.  But do they really need to ask things like "net worth"?  I agree with TDavid here.  Sounds a lot like profiling for advertising.
The initial account setup experience for Zecco has been slower than I remember setting up other online accounts. My account should be ready sometime this week so I can start trading.
I work at a financial institution, so I am very familiar with how long it takes to get an electronic transfer.  2-3 days.  Why are Zecco users being asked to put up with week long waits for setting up an account?  Is there some magic wizard behind a curtain ala Wizard of Oz that must approve them first?  Is Zecco doing background checks first?  This delay needs to be streamlined and eliminated if Zecco really wants to be popular.  Free trades are great, but they'll only get them so far.  Eventually, there will be other services offering free trades and then it will be the customer experience that makes or breaks the site.  And right now, it wouldn't take much for a new competitor to have a better customer experience.

Published Monday, July 16, 2007 4:38 PM by thatedeguy
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Comments

 

snowflake said:

I would assume, if I'm not mistaken, that some Mutual Funds require that your networth be above a mill or a certain amount of money. This, may be, jump starts that process when applying for a mutual fund rather than start the whole process and ask you from the start and you end up not being qualified.

just my 2 cents.
July 16, 2007 10:34 PM
 

thatedeguy said:

Snowflake,  I think if you'll jump on over to the link (which doesn't show very well) but is under "zecco a go" above, you'll find the list a long one and while you may have a valid point with the mutual funds bit, there are others that are less than explainable.
For instance: Years of experience trading in several things, name of financial institution where you do your banking, the branch of that institution, and how long you've banked there.  

Still a little excessive if you ask me.
July 17, 2007 2:49 PM
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About thatedeguy

I'm a late 20's dabbler in all things online. I run several blogs and am a budding online entrepreneur. Basically, that means I spend an amazing amount of my time online and make little money doing it.

The above content is provided for educational and informational purposes only, does not constitute a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in such content, and does not represent the opinions of Zecco or its employees.


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Thatedeguy@Zecco
Thatedeguy@Zecco is the Zecco based extension of Thatedeguy(http://www.thatedeguy.com) where I'll be discussing stocks, stock picking, and some of my favorite stocks. Don't expect expert analysis, just some common sense(maybe).
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