November 2006 - Posts

• Dollar-based Investing: Buying on Your Dollars

  Thursday, November 30, 2006 10:12 AM

  Stocks are rarely round in number. You don't often find that $20 stock out there. Instead, you find $3.26, $12.52 and $105.79. Stock prices don't usually stick to the whole dollar amounts. Most investors traditionally purchase stocks by investing in a whole number of shares Read More Posted by rateempire 0 Comments Go to top

• Understanding Bid, Ask and Spread

  Thursday, November 30, 2006 10:11 AM

  Many people are intimidated when looking up the prices of stocks. There are so many different numbers. What do they all mean? Understanding stock prices doesn't have to be a scary situation. All you need to know is a little about what the numbers mean to you Read More Posted by rateempire 0 Comments Go to top

• How to Make the Most of Your Stocks

  Thursday, November 30, 2006 10:10 AM

  When it comes to the stock market, everyone will tell you that it is impossible to accurately predict the future. But there is one strategy that will help you to maximize your profits. It will help you survive the bad stocks in your portfolio. This method is called a trailing stop loss Read More Posted by rateempire 0 Comments Go to top

• Taking a Long-Term Look at the Market

  Thursday, November 30, 2006 10:10 AM

  If you can stick with your investment strategy for the long term, chances are that you will make a profit. To do this you will need to invest without liquidating your investment, without panicking and without losing sight of the benefits of investing for the long term Read More Posted by rateempire 0 Comments Go to top

• Easily Diversify Your Portfolio

  Thursday, November 30, 2006 10:09 AM

  Advisors are always talking about the importance of diversification. But what does it mean? There are ways to diversify your portfolio that don't require you to be an investing genius. Even beginners are able to diversify their portfolios, and they should Read More Posted by rateempire 0 Comments Go to top

• Losing Money in the Stock Market

  Thursday, November 30, 2006 10:08 AM

  The stock market is an excellent place to build your money over time. The returns on these investments are far higher than other investment types. You can save wisely for your retirement and build your wealth. Most advisors say that it is a necessity to invest in the stock market Read More Posted by rateempire 0 Comments Go to top

• Deciding To Become Wealthy

  Friday, November 17, 2006 6:14 AM

  Wouldn't it be nice if you could simply decide to become wealthy? Let me fill you in on a big secret. You can. You know the basics. You know that you should pay off your debt and start budgeting. You know that all you need to do is regularly invest money into your savings and let time do the work Read More Posted by rateempire 0 Comments Go to top

• The Right Way To Set Financial Goals

  Friday, November 17, 2006 6:13 AM

  Every financial advisor will tell you that to succeed, you must set goals. But that just doesn't tell you enough. You see, there is an art to setting goals that actually work. It isn't enough to just say, "I will get out of debt." While that is a good idea, it isn't a goal until you do a little work on it Read More Posted by rateempire 0 Comments Go to top

• Creating Savings From What You Already Have

  Friday, November 17, 2006 6:13 AM

  Most people, even those without debt, have a hard time saving money. The plain truth is that most people will spend all of their money every month. They grow to become used to this spending level. It is very, very difficult not to do this. Financial advisors say it over and over again -- you have to pay yourself first Read More Posted by rateempire 0 Comments Go to top

• Be Cautious Of Low Interest Rates

  Friday, November 17, 2006 6:12 AM

  When it comes to applying for a credit card, you want the lowest rate possible. But you should be cautious. There are actually many factors that you should consider to see if a credit card offer is truly a good deal. Remember, credit card companies expect people to focus on that great low rate, so they use this to their advantage Read More Posted by rateempire 0 Comments Go to top

• Why Buy-and-Hold is a Good Investment Strategy

  Friday, November 17, 2006 6:11 AM

  Investment analysts say that buy-and-hold is the best investment strategy for the average consumer. But do you really understand why? After all, the idea of a fast dollar on a stock is appealing. Buy low and sell high. Do this enough and you should come out on top, right? Well, not exactly Read More Posted by rateempire 0 Comments Go to top

• Getting a Better Mortgage Interest Rate

  Friday, November 17, 2006 6:10 AM

  You can get a better mortgage interest rate. You simply have to improve your credit score. The majority of consumers have never seen their credit report. Most don't even know what it contains. They have a vague idea of the status of their credit -- good versus bad -- but are totally unaware of what their lenders are looking at Read More Posted by rateempire 0 Comments Go to top

• Minimum Payments Add Up

  Wednesday, November 15, 2006 7:37 AM

  When it comes to your credit cards, the single largest mistake you can make is to only pay the minimum balance. Interest works against you when you borrow money. This is especially seen with credit cards. No one tells you how much you are paying back over the years Read More Posted by rateempire 0 Comments Go to top

• Why Have A Financial Plan?

  Wednesday, November 15, 2006 7:35 AM

  When it comes to money, planning and preparation is always a good idea. While things might not always follow your plan, the plan itself will help keep your finances focused on your goals. But why is it really that important? Your parents probably didn't have a financial plan Read More Posted by rateempire 0 Comments Go to top

• Investing in the Stock Market Online

  Wednesday, November 15, 2006 7:34 AM

  The Internet is a very useful tool for the wise investor. Online trading is a popular activity today. But you should remember that you are still dealing with the same situations you would be if working with a broker. You have to be sure that you understand what you are investing in, the risks involved and the type of investor you are Read More Posted by rateempire 0 Comments Go to top

• Raising Your Credit Score for Free

  Wednesday, November 15, 2006 7:31 AM

  When it comes to raising your credit score, you can do it for free. You don't have to pay anyone to tell you the secret or help you on your way. All you need is a few tips and a little time. Your credit score defines you in the eyes of a lender. It tells the lender how likely it is that you will repay a loan on time Read More Posted by rateempire 0 Comments Go to top

• The Difference Between Full Service and Discount

  Wednesday, November 15, 2006 7:29 AM

  When it comes to choosing a brokerage, you will have to decide between full service or discount. The difference is basically in the amount of money you pay and the amount of help you receive in making decisions. A full-service brokerage firm will offer you every imaginable financial service Read More Posted by rateempire 0 Comments Go to top

• Why Buy Stocks on Margin?

  Thursday, November 09, 2006 7:06 AM

  Buying on margin means that you are buying your stocks with borrowed money. If you are buying stocks outright, you pay $5,000 for 100 shares of a stock that costs $50 a share. They are yours. You've paid for them free and clear. But when you buy on margin, you are borrowing the money to purchase the stock Read More Posted by rateempire 0 Comments Go to top

• If I Only Had the Money...

  Thursday, November 09, 2006 6:52 AM

  There are many things that make us want to find money. When something makes you say "I'll find the money," or "If I only had the money," you need to stop and take a close look at what you are wishing for. It is easy to want things. And things cost money Read More Posted by rateempire 0 Comments Go to top

• Staying frugal in a consumer's world

  Thursday, November 09, 2006 6:49 AM

  It can hard to find the support to be frugal. We live in a society that surrounds us with the buy now and pay later ideology of consumerism. It has led to stress and discontent in many households. In fact, many marriages break up due to financial issues Read More Posted by rateempire 0 Comments Go to top

• When Should You Sell?

  Thursday, November 09, 2006 6:47 AM

  When it comes to the stock market, buying is easier than selling. One of the hardest things to do is know when you should sell. No matter what, you need to know what you are looking for in your investments. There is a lot that goes on in the stock market Read More Posted by rateempire 0 Comments Go to top

• Getting Back on the Financial Wagon

  Thursday, November 09, 2006 6:43 AM

  There are many people out there that really try to clean up their finances, but they just don't get it done. The repeat budgeters sit and figure out budgets just to abandon them within the month. They may do this several times in an effort to find something that works Read More Posted by rateempire 0 Comments Go to top

• Study Shows "New Direction" Could Lead To Higher Taxes

  Thursday, November 09, 2006 6:42 AM

  The Democratic Party's "New Direction for America" could mean more economic solidity, but might also result in higher taxation, according to a recent study. According to a line-by-line analysis of the program by the National Taxpayers Union Foundation, the plan includes billions of dollars of new spending Read More Posted by rateempire 0 Comments Go to top

• Saving with the Lump Sum Method

  Thursday, November 09, 2006 6:35 AM

  There are so many things that we need to be saving for. You need to have an emergency savings, special goals saving, long term saving and all the other savings accounts for your future. These savings can result in a lot of different accounts. Besides, most people find that they have a hard time getting to where they need to be with just one savings, not five Read More Posted by rateempire 0 Comments Go to top

• The Different Types of Stock Markets

  Monday, November 06, 2006 7:52 AM

  There are many different stock markets in the US. In most circumstances, the main markets that you will hear of are the New York Stock Exchange (NYSE), the American Stock Exchange (AMEX) and the NASDAQ. The markets are basically where people and companies trade securities Read More Posted by rateempire 0 Comments Go to top

• Easy Strategies for Saving Money

  Monday, November 06, 2006 7:51 AM

  When it comes to saving money, it isn't as hard as you think it is. There are many ways to save money without sacrificing what you have. Remember, frugal living isn't living within someone else's ideal. It is taking frugal ideas and making them work for your lifestyle Read More Posted by rateempire 0 Comments Go to top

• Understanding The Different Types Of Stock, part 2

  Friday, November 03, 2006 8:53 AM

  There are so many different types of stock out there that many first time investors have a hard time choosing their investments. Most simply turn to the advice of someone they trust. This isn't a bad idea, but you should also take the time to learn about the different stocks for yourself Read More Posted by rateempire 0 Comments Go to top

• Understanding The Different Types Of Stock, part 1

  Friday, November 03, 2006 8:52 AM

  For beginners, one of the most difficult aspects of understanding stock investments deals with the various types of stock. There are several different types of stock to choose from. Income stocks are issued by companies that are stable. The company will not usually reinvest a large amount of their profits back into the company each year Read More Posted by rateempire 0 Comments Go to top

• Financial Mistakes To Learn From

  Friday, November 03, 2006 8:51 AM

  In this day and age, there really shouldn't be any reason to make certain financial mistakes. Do a search of the internet and you will find that there are thousands of articles out there that warn you of the pitfalls of certain choices. Advice for living a financially stable life is everywhere Read More