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StocksandBlogs.com

Diversify with Currencies

I am not a currency trader. In fact, I have never bought currency. However, investors might consider diversifying their portfolio's by buying some international currencies. And while the Yen and the Euro are the first currencies that come to mind, I think its time to think about Canadian Dollar, the Indian Rupee, the Australian Dollar and even the South African Rand.

The common denominator between Canada, South Africa and Australia is that they are commodity based currencies. All three countries are rich in natural resources including gold, energy, uranium, iron, copper and other metals. One might make the case that these currencies have had a bit of run of recent. Indeed the Canadian dollar is actually at par with the US Dollar. The Indian Rupee, which was Rs. 49 to a dollar, is up 20% over the last few weeks to Rs. 39 to a dollar.

An easy way to play currency is to buy a currency share. FXC, for example, is your play on the Canadian dollar. It is up 17% in the last 6 months. FXA, the currency share for the Australian dollar, is up almost 14% since mid-August. As part of any diversified portfolio, its necessary to own stocks, bonds, currencies and cash. My money is on South Africa and on Canada with India being a riskier play. If you want to play, I recommend buying FXC at or under $100. Unfortunately, there is no easy way to play South Africa or India unless you open up a Forex trading account.

-- Faisal Laljee
Full Disclosure: I do not own any of the currencies mentioned above but my position can change anytime without notice.

Published Monday, October 15, 2007 8:58 AM by Faisal Laljee
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aquaswim47 said:

I however think investors should go long the Yen and short the Canadian dollar and the Euro. I guess you could buy calls to the Yen and puts towards the Canadian dollar and the Euro. I recognize that probably for the first time in history that the Canadian dollar is worth more than the US dollar albeit the Canadian dollar did come close in the past. I am curious if the Yen will follow similar suit.

I'd like to see more brokerages offer stock, mutual fund, or bond trading on several indexes so there could be competition that lowers their foreign trading rate. I think being able to buy securities simply instead of buying the currency makes it worth while. The reason why I want to buy securities is so that its not the equivalent of having an inflation hedge under a mattress as there is worldwide inflation. Even buying a CD in a foreign currency if you are able to obtain very close to the actual exchange rate is a worthwhile endeavor as it means getting at least somewhat of a return in the foreign currency. I prefer being able to buy stocks or ETFs in the foreign currency, however, especially US stocks, ironically.

I think currency is the only way to diversify domestic inflation risk from hyperinflation. TIPS are great if inflation stays within a relevant range (3% to 20%), but I don't know if you would receive a spike up quickly enough in the event of hyperinflation (50% + per year). It seems like there would be a lag time and that you wouldn't receive the full benefit, thus it looks like
October 15, 2007 4:57 AM
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The above content is provided for educational and informational purposes only, does not constitute a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in such content, and does not represent the opinions of Zecco or its employees.


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StocksandBlogs.com
StocksandBlogs.com provides stock tips, equity research and markets commentary. This site will give you investment ideas that you can apply to your financial portfolio. By sharing my money making stock tips and research, I hope I can help you manage your wealth better - whether you are a long-term investor or looking for a quick trade, a bull or a bear. From Wall Street to Walmart, Commodities to Foreign Exchange, you will find it all here. My name is Faisal Laljee and you can email me anytime at flaljee@mail.stocksandblogs.com
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